How long after you pay down your credit cards before your credit score...
As I understand, your credit score is partly calculated by how much you owe and your available credit. If an individual had no late payments on any cards, total available credit of 20K and 6K in debt,...
View ArticleHow do I improve my credit score? I have a number of credit cards that I will…?
I have a number of credit cards that I will be paying off in full. Is it better to close most of them (except for one or two), or should I keep them open?
View ArticleIf I lower the limits on my credit cards will that hurt my credit score?
I have several credit cards all with a zero balance. Several have high limits and I was just denied a loan because I had to much credit. If I were to lower the limits on all the cards will that …...
View ArticleHow long would it take for my credit score to go back up once I pay off my...
I have 2 credit cards that I am in the process of cleaning up and paying off. Once I get that sorted out, how long would it be before my credit score gets back to a better number?
View ArticleWhat kind of interest rate can I expect with a 620 credit score, no derogs...
the credit cards have been open for about two years and i have nothing else bad on my credit score. i have a decent job and stable income. I am looking to get a car loan. And my credit used … Continue...
View ArticleHow do I improve my credit score when my debt isn’t from credit cards?
just coming over having pancreatic cancer and i now have alittle bit of income coming in, but only from disability and unemployment. most of my debt is from unpaid cell phone bills and a lease that I...
View ArticleDoes your credit score lower when you pay the minimum due on credit cards?
I usually always pay off my credit cards in full and have excellent credit but have been having trouble paying the full balance lately. Is my credit score going to lower if I pay the minimum balance...
View ArticleMy credit score is 714. To qualify for a home loan, do I pay down credit...
I’ve got a down payment of about 5% saved. Should I build that up, or put more towards paying down my cards to improve my credit score?
View ArticleHow long does it take to have a good credit score after paying off a card’s...
I dont want any links to any stupid spam sites or any ideas on how to get rich quick, please. I will not waste my time or yours. I just want to know how long it takes your credit score to improve after...
View ArticleIs paying down credit cards necessary to improve credit scores?
Is paying down credit cards necessary to improve credit scores?
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